John Templeton's Urgent Warning From the
February 2005 Issue of Financial Intelligence Report

A Housing Crash Will Soon Hit America — Find out Sir John Templeton's Advice and Prepare for the Coming Catastrophe

Find Out How to Protect Yourself
and PROFIT From the Coming Crash.

A Special Message From Christopher Ruddy
Publisher, Newsmax.com

Dear Investor,

Recently, Sir John Templeton — the world's most successful investor, billionaire philanthropist, and the man Money Magazine called the "greatest global stock picker of the century" — invited me to meet with him in The Bahamas where he lives. In our private meeting, he personally warned me that a U.S. real estate crash was imminent.

And he's not alone.

Former Fed Chairman Alan Greenspan also had warned of real estate "froth." Former Fed Chairman Paul Volcker had also warned "a crisis is likely" in the U.S. economy.

Even America's greatest stock investor Warren Buffett recently sold his California home and warned of dark clouds in the real estate market.

For more than three years now, we at Financial Intelligence Report have been warning that soaring U.S. real estate prices were unsustainable and that a collapse could soon occur.

Today the subprime mortgage debacle is continuing to spread like wildfire, housing prices are set to experience their first annual decline since the Great Depression, and retailers just witnessed their worst month since March 2003. Meanwhile, and stock prices have broken through major price-support levels and appear to be headed lower.

Now scores of major U.S. and international newspapers and magazines — including The New York Times, Fortune, and The Economist — are echoing those same sentiments in their page-one stories.

In fact, The Economist magazine bluntly declared that the current worldwide boom in residential real estate prices is "the biggest bubble in history."

It is important to note that Templeton, Buffett, and Volcker all warned in the late '90s that the dot-com boom was dangerous and unsustainable.

Back then, none of the three was given much coverage in papers like the Wall Street Journal, nor did they get any significant airtime on channels like CNBC.

But their predictions turned out to be dead-on. And we fear they may be right again.

Is this the beginning of a major real estate crash? Have you taken steps to protect the value of your real estate and other investments?

My name is Christopher Ruddy. Last year, Newsmax.com, the news company I head, launched a sister investment publication, Financial Intelligence Report.

You've probably heard of Newsmax — on Fox News, CNN, MSNBC, and thousands of other outlets. We publish the news the media giants are afraid to report.

Newsmax also has a distinguished global intelligence network to draw upon — including advisers like former Secretary of State Alexander Haig, former Forbes publisher Jeff Cunningham, best-selling author James Dale Davidson, and Lord William Rees–Mogg — among many others.

Sir John Templeton's Predictions

Financial Intelligence Report has full details about markets, real estate, bonds and foreign investments in its special edition with Sir John Templeton.

In this report, Sir John also gave me a single stock recommendation — he said it was the best stock in the world to buy. Since that recommendation, this stock has risen 50 percent in value as the stock market sank!

Clearly, you need to know what Sir John Templeton thinks.

He's made a fortune in recent years by predicting both the dot-com crash and the collapse of the U.S. dollar.

In this Financial Intelligence Report with Sir John Templeton, you'll also find out:

• One type of real estate that should beat the trend.

• How Templeton made hundreds of millions of dollars through international investing.

• Which Chinese fund Templeton likes so much that he invested $100 million of his own money!

• The best stock bargain in the world, selling at just 5 times earnings!

• What dynamic Asian country has immense growth opportunities — and it's much less risky to invest in than China.

• The debilitating effect of debt on the U.S. economy and stock markets.

• Templeton's four favorite foreign currencies (three are in Asia).

• Why gold may currently be overpriced.

• What crucial mistake Warren Buffett is making with his investments (Are you making the same error?)

• And much, much more.

You need to read Sir John Templeton's urgent warning to investors — Go Here Now.

The Recession's Silver Lining:
You Can Still Profit

Here are just a few of the highlights of our important special briefing "The Recession's Silver Lining":

• Why the U.S. dollar may be near a bottom — making foreign currencies very risky?

• How recession could devastate commodity prices — including oil?

• NEW WARNING: Why residential real estate still has a long, long way to go before the bottom . . . and when that bottom is likely?

• Commercial real estate? Unexpected new investment opportunities. Where to invest and what areas of the country to avoid like the plague?.

• Is your bank now at risk? Twenty financial institutions most at risk from the subprime crisis.

• Our stock picks that are up 13.8 percent to 103.5 percent. A complete update.The coming Asian currency revaluation. Why they may soon be revalued upwards, and it means for the price of everything you buy?

• MONEY-MARKET FUNDS: How to SAFELY invest in a recession?

• The greatest investor you may have never heard of. Warren Buffett was crazy about him. What he's recommending now?

Get your FREE copy of our urgent investor report "Not All Train Wrecks are Bad — How to Prosper in a Recession" — by going here.

Twenty Banks and Financial Institutions
Most at Risk From the Mortgage Meltdown
(Is Your Bank on the List?)

As you might expect, Bear Stearns made the list. But so did Bank or America, and many other institutions where millions of Americans put their money for safe-keeping!

If you have more than a few thousand dollars in the bank, you don't want to miss this list on page two in this report. If your bank is on it, you might want to consider getting out now while you still can, and moving to a safer institution.

Then we examine the myth that commodity prices can continue to move upwards even in a major recession. For instance, a lot of people point to the rapid growth in demand for commodities from China. But what they forget is that the U.S. is China's major trading partner, if our economic suffers a deep recession, we will buy a lot less from China, likely plunging that nation into recession also.

Indeed, as we stress in our new report, the 2008 recession will almost certainly be global and could last for many years.

That's enough to greatly slow-down if not reverse the commodity boom market we have had for at least 7 years.

How Long Before Housing Bottoms Out?
What Are the Safest Places to Put Your Money Now?

. . . And Dozens of Other Urgent Financial
Questions Are Answered in Our Report

This just scratches the surface of the urgent financial issue dealt with in our "Prospering In Recession" report. To get your FREE copy now, click here.

You will also learn . . .

• How long the housing meltdown will likely continue?
• Why "dirt cheap" apartments in foreclosed condos are one of the worst investments you can make?
• Growing evidence that the dollar decline is ending.
• Why many commodities are now overpriced, and could be headed for a fall in the 2nd half of 2008 or early 2009?
• Why T. Boone Pickens, the Oracle of Oil, expects a price drop in oil soon?
• A contrarian oil fund you can invest in now.
• Three states where commercial real estate is still a good investment — and areas to avoid.

In addition in our "Prospering In Recession" report you will find:

• In Business, Integrity Still Matters. Exclusive commentary by Newsmax publisher and founder Chris Ruddy on the fundamental ethical blunder by banks and lenders that caused the mortgage meltdown — a mistake many continue to commit.

• Our Complete FIR Portfolio Update. Including many stocks up 13.8 percent to 104 percent since we recommended them, despite the recession!

• "What's Up with Asian Currencies" by Axel Merck, manger of the Merck Hard Currency Fund. Why Japan and China might increase the value of their currencies in the near future — and how it affect your finances?

• How to Invest Now In Money Market Funds. Important "dos" and "don'ts."

• How Warren Buffett's favorite investor picks stocks.

• Why Warren Buffett is bullish on pharmaceutical stocks, and his surprising advice for investment?

We Were Dead-On With Our Predictions in 2007.
Don't Miss Our Next Issue!

Get Your FREE Copy Now!

Financial Intelligence Report continually spots new trends, helps its readers make money, and gives you expert analysis on the financial markets each and every month.

Since 2002, we've shown an uncanny ability to ferret out what is truly happening as it relates to the U.S. and global economy. It's easy to join the chorus line. We prefer to give you the facts before the rest.

Our reports and predictions have been so uncannily accurate, they read like prophesy. Here are some key trends we focused on in 2007 (and our first "early warning" of each trend):

• Housing bust (FIR's first warning: 2005)
• Credit crunch (2005)
• Falling dollar (2004)
• Skyrocketing oil (2006)
• Rising gold price (2004)

The News Isn't All Bad — Big Opportunities Ahead
for Savvy Investors. We Show You Them All!

Investment opportunities are always out there, in good times and bad. New opportunities are waiting for you, and FIR can help you find them: Every issue is packed with news and recommendations for up-and-coming stocks that meet our investment criteria.

Our stock picks clobbered the S&P 500 in 2004 through 2006: +15% in 2006, +28% in 2005, and +58.4% in 2004. And in addition to great stock picks, FIR covers stocks, bonds, munis, options, commodities and precious metals.

Consider this: If you had subscribed to Financial Intelligence Report four years ago with just $50,000 in your account and followed our advice and recommendations precisely, it would be worth $181,336 today — without having added a single penny. Suppose you had taken action FIRs stock.

Expert, Independent And
Often Contrarian Insights

An old proverb proclaims: "In many counselors, there you will find wisdom."

At Financial Intelligence Report, we take that one step further. We believe in reaching out to some of the smartest, well connected — and often contrarian — minds on the planet.

Former Secretary of State Alexander M. Haig, also a noted business leader who was a founding director of AOL, says bluntly, "Financial Intelligence Report is a must read for every global investor."

You'd be surprised to learn just how many financial gurus and billionaires agree with Gen. Haig and subscribe to Financial Intelligence Report.

They turn to us because of our unique brain trust.

Financial Intelligence Report is edited each month by a team of analysts and experts led by its publisher, Christopher Ruddy.

Ruddy, a graduate of the London School of Economics, serves on the board of the prestigious Financial Publishers Association, and has been a noted commentator and author.

Ruddy and the FIR team, in turn, speak with some of the great financial minds to give our readers the other side of the story — beyond the media spin.

Our FIR team and contributors include:

• David Frazier, an investment securities industry expert who brings to the table more than 20 years of experience in the financial markets. He's worked for several top firms, including Dun & Bradstreet and Investors Business Daily.
• Jarret Wollstein, a much in-demand speaker and author on financial and privacy issues. Wollstein's books have sold millions of copies.
• Axel Merk, president of Merk Investments, an independent investment adviser focused on growth, value, gold, and cash strategies.
• Hans Etienne Parisis, a Belgian-born bank economist who has advised global billionaires and governments on the financial markets and international investments. Parisis is based in Panama City, Panama.

This is just a part of our team. Our approach is not to rely on insular opinions about the markets, but to seek out the best and brightest, globally.

That's why each month Financial Intelligence Report is filled with unique insights from global investors such as commodities expert Jim Rogers . . . billionaire Warren Buffett . . . the late legendary investor Sir John Templeton . . . UCLA economist Edward Leamer . . . and Wharton School expert Jeremy Siegel.

As a Financial Intelligence Report subscriber, every month you'll receive in-depth investment advice.

For example:

• The best-value investor stocks
• High-yield dividend stocks
• How to buy gold, silver and platinum at rock-bottom prices — sometimes below spot!
• Gold-mining stocks poised for great profits
• How to slash your risk on bonds
• Bio stocks that will reap huge profits from the retirement boom

As an FIR subscriber, you get total access to five years of past issues and special reports. So if you want all the gory details — how and why the inflation books get cooked, for example — check out our special issue, "The Dirty Little Secret: Stealth Inflation" (November 2006). You'll learn five accounting tricks that the government uses to keep the "official" inflation rate artificially low — and how this benefits Capitol Hill and hurts hard-working citizens

Expert Analysis and
Stock Recommendations

For five years, Financial Intelligence Report has provided investors like you with exceptional economic analysis and stock recommendations. We have been right on most all of the major economic trends of the past five years protecting our readers and helping them make huge profits along the way.

In Financial Intelligence Report we have . . .

• Warned you about the mortgage meltdown two years before it happened.

• Warned you about the falling dollar since our June 2004 issue entitled The Dangerous Dollar Warning.

• Guided you to Canadian royalty trusts that went up as much as 100 percent in one year, while paying up to 15 percent dividends. Interviewed the world's most successful investors, including billionaire Warren Buffett (the second-richest man in the U.S.) . . . commodity superstar investor Jim Rogers (author of Hot Commodities) . . . and Sir John Templeton.

• Revealed massive stealth inflation in the U.S., even while the Federal Reserve was claiming 2.3 percent "core inflation," (which conveniently excludes energy, food, taxes, and housing.)

• Warned you about the coming housing crash in our September 2004 issue.

• Warned you about the looming baby boomer crisis, which could devastate U.S. financial and real estate markets.

• Predicted the price of gold would skyrocket back in December 2003. Since then the price of gold has gone from $250 to near $950. Our subscribers also cashed in with a 32 percent gain in our gold ETFs in less than a year!

• Steered you toward dividend stocks paying up to 17 percent a year, plus appreciation. Provided you with new investment recommendations in every issue, some returning over 100 precent a year.

Just imagine what you would have made — and saved — if you had this kind of financial intelligence three or four years ago.

Subscribers to FIR know, and now you can be sure you are on the right side of the most important investment trends in the coming year. Don't risk doing without FIR.

No-Risk, Limited-Time Offer.
Get Ten Special Reports — Free!

For a limited time only you can sign up for a one-year trial subscription to FIR at the special introductory price of just $99 (12 monthly issues), and receive ten special bonus reports — a $500 value — absolutely free.

You'll save more than 50% off the regular price of $199. And your FIR subscription is completely risk-free. If for any reason you don't like the service, just let us know and you'll get the full, unused portion of your subscription returned to you! No questions asked.

	Bonus #1: "Sir John Templeton: An Exclusive Interview" — Value $49 Sir John Templeton shares his latest investment strategies, shocking predictions about the U.S. economy, why housing prices could crash 50 percent , his No. 1 stock pick, and how you can get rich doing the opposite of the crowd.
	Bonus #2: "Warren Buffett’s 8 Best Investment Plays" — Value $49 Learn what the future holds in the eyes of this great investment visionary, revealing which companies he feels will be the dominant players in the next ten years.
	Bonus #3: "Oil: The Critical Key to the World Economy" — Value $49 When oil hovered at $30 per barrel in 2006, this report predicted the oil price spike to $60 per barrel. It's was dead-on with its predictions, and you can find out how to make a bonanza in the oil sector. This is a critical, must-read report for every investor!
	Bonus #4: "The Baby Boom Crisis: Prepare Before It's Too Late" — Value $49 This special report details the looming tidal wave coming from retiring baby boomers. We detail how to protect your assets and what sectors will rise dramatically in the next few years. This will change your whole investment outlook and strategy!
	Bonus #5: "Protecting Yourself From Today's Real Estate Crash" — Value $49 Discover why the late Sir Templeton, Buffett, and Greenspan all warned of the real estate crash, what ultimately burst the bubble, the 10 ways to protect yourself, the 53 bubble stocks to sell, and much more.
	Bonus #6: "The Commodities Bull Market Rages On" — Value $49 Learn why the commodities bull market has many more years to go . . . four powerful, economic and geopolitical forces driving the bull market . . . our five top commodity picks . . . six stocks positioned to make huge profits from the commodity bull market . . . four stocks you should sell now . . . and why the hedge fund disaster is about to get much worse.
	Bonus #7: "Rate Shock" — Value $49 Learn why a U.S. recession is now virtually unavoidable . . . six practical steps to take immediately to protect yourself . . . how to use global and sector investing to defend your portfolio . . . 6 megatrends that will affect your investments for many years to come . . . how to use dividend re-investment plans to maximize your profits . . . why the bailout of near bankrupt companies could be a huge mistake.
	Bonus #8: "Cash In as the Dollar Crashes and Burns" — Value $49 Learn how a run on the dollar has already begun, and why that could make you a fortune. Discover the four best investments to hedge against a falling dollar and rake in profits.
	Bonus #9: "Recession's Silver Lining" — Value $49 Learn how to turn the recession into your personal financial bonanza. This report is jam-packed with expert analysis of how the emerging recession developed, including how it impact the price of your home . . . your stock investments . . . commodities . . . precious metals . . . and global investing.
	Bonus #10: "Not All Train Wrecks Are Bad" — Value $49 How to prosper in a recession, including how to invest now in commodities, commercial real estate, and health care stocks.
	Special Bonus: "99 Stocks to Dump Now" — Value $49 This special report reveals the worst stocks you can own today. Some you might guess, like residential real estate companies. But others are well-known and apparently successful companies that will likely be total surprises. Don't end up holding stocks that could crash in the next few months. Don't miss this important report. It could change your whole investment outlook and strategy!

To get your complimentary bonus reports, Go Here Now.

A Global Intelligence Report
That Protects You

Our FIR interview with the late Sir John Templeton and the new real estate report are just examples of the important financial information you receive every month in Financial Intelligence Report.

At just $99 a year, Financial Intelligence Report is a tremendous value. Just a single recommendation from one issue or any of these valuable special reports could easily earn you 100 times the cost of the subscription.

And remember, you may cancel whenever you like with no risk or obligation. Whatever you decide, you can keep the bonus reports as a gift. It's my way of saying "thank you" for giving FIR a try. So what are you waiting for?

I look forward to personally welcoming you aboard.

To start your subscription IMMEDIATELY, just go here now.

Sincerely yours,

Christopher Ruddy
Publisher
Newsmax.com

P.S. Let me hear from you in the next seven days and I will also rush you the special bonus report, "99 Stocks to Dump Now." Don't miss out. Get your free copy today. Go here to order now!