A Special Message From Christopher Ruddy
Publisher, Newsmax.com

Invest Like Harvard for
20%+ Annual Returns

How Harvard has increased their portfolio by
an incredible 540% in 15 years, and you can too!

Dear Investor,

In the world of investing, we've all heard of superstars like Warren Buffett, John Templeton, and George Soros. However, few investors know about the great returns that Harvard University portfolio managers have been getting year-after-year.

In just 15 years - between 1990 and September 30, 2005, Harvard increased the value of its portfolio by an average of 21% a year, far exceeding the stock markets and rivaling top investment gurus.

That works out to an incredible 540% return over 15 years, equivalent to turning $200,000 into over $1.2 million!

Harvard has been so successful at investing that 50% of the University's annual $2.5 billion budget now comes from cash flow from its portfolio.

Those are returns most investors would be very happy to get. Now in our new report you can learn Harvard's secrets.

In an exclusive new Financial Intelligence Report, "Invest Like Harvard for 20% Annual Returns" you will learn . . .

• How Harvard Management Company's (HMC's) portfolio managers, routinely beat the returns of top investment experts with 20%+ returns year-after-year — and how you can, too.
• How Harvard accumulated a multi-billion dollar nest egg by making each faculty a profit-center and a unique approach to investing which we explain.
• Why U.S. stocks may no longer be the path to wealth — and the many alternatives.
• How Harvard managers allocate funds between stocks, bonds, and alternative investment, like commodities, real estate and hedge funds; the implications for YOUR investments.
• The four crucial steps in the Harvard investment process, designed to conserve wealth, minimize risk, steadily grow profits and weather any economic conditions.
• Why Harvard financial managers avoid micro-managing investments.
• Why asset allocation decisions are the single most important factor in successful investing. (A professor was awarded a Nobel Prize for uncovering this key information, which has important lessons for any investment portfolio.)
• Why asset diversification is essential to steady growth of wealth.

In our exclusive Invest Like Harvard report you'll also learn how these lessons apply to YOUR wealth and investments, including:

• why the value of U.S. equities is likely to decline in the near future
• why all of us now need to become global investors
• why commodities should now be considered by all serious investors, despite recent declines
• where to find U.S. real estate that's still a bargain and likely to rise fast in the next few years, and
• why private equity could be the next big profit center for investors.

The information in our exclusive "Invest Like Harvard for 20%+ Annual Returns" report is cutting-edge financial analysis you can find nowhere else, and which could enable you to greatly increase your investment profits.

Best of all, you can get a FREE copy of Invest Like Harvard immediately. Just click here.

When you do, you will also learn how you can receive reliable and profitable financial news and information every month in our Financial Intelligence Report.

And there is much more.

Also in our Invest Like Harvard report, you'll find our interview with renowned Wharton Economics Professor Jeremy J. Siegal, who warns that the approaching Baby Boomer Crisis is about to drastically change the investment climate in America.

Indeed the huge number of retiring Baby Boomers could soon alter America's financial landscape virtually beyond recognition, creating new dangers and opportunities as a result of seniors selling their assets and increasing their consumption. This is uncharted financial territory, and Siegal gives you a clear if sometimes disturbing view of the near future.

Also in our Invest Like Harvard report you will also find our latest portfolio review, including stocks picks that are up by as much as 52% in just 7 months.

To get your FREE copy of our exclusive "Invest Like Harvard for 20%+ Returns" report with all of this potentially highly-profitable financial information you can find nowhere else, just click here.

Sincerely yours,

Christopher Ruddy
Publisher
Financial Intelligence Report

P.S. Subscribe to FIR now and you'll receive five urgent FREE bonus reports on "Stealth Inflation" . . . oil . . . and the investment secrets of George Soros. Go here now.

Our Financial Intelligence Report Makes
Sense Of the Avalanche of Financial Information
Plus Shows You How to Make 20-30%+ Annual Returns

(That's NOT a typo. Our average stock pick
was up 30% in the past 12 months.)

Our Financial Intelligence Report has one of the best records of any financial newsletter in America, with our average stock pick up over 30% during the past year!

One of the reasons Financial Intelligence Report (FIR) has been so successful at both picking great stocks and finding the revealing information is that we don't have vested interests.

All of the major financial TV shows and publications are dependent on advertising from both major corporations and financial firms, which benefit from pushing their pet companies and stocks.

FIR, however, is 100% independent (we accept NO advertising) and have no problem challenging vested interests and presenting contrarian financial analysis. To find out our latest recommendations and get up to 5 FREE special reports,

Go here now.

Actionable Investment Insight You Can Count on Every Month

Our latest report on protecting yourself from "Invest Like Harvard for 20%+ Annual Returns" is just one example of the important and exclusive financial information you receive every month in the Financial Intelligence Report.

Unlike most other financial newsletters, with FIR, there is no hype. There are no absurd claims.

It's just thoroughly researched, accurate information, reasonable projections and excellent investment advice from some of the best financial minds in the country.

And rather than narrowly focus on just a few investments the way most financial newsletters do, FIR covers it all: stocks, bonds, munis, options, commodities, and precious metals.

Join the FIR Club — Tap Into Your Own Financial Brain Trust

There's an old proverb that says, "In many counselors, there you will find wisdom."

At Financial Intelligence Report, we take that one step further. We believe in reaching out to some of the smartest, well connected — and often contrarian — minds on the planet.

Former Secretary of State Alexander M. Haig, also a noted business leader who was a founding director of AOL, says bluntly, "Financial Intelligence Report is a must read for every global investor."

You'd be surprised to learn just how many financial gurus and billionaires agree with Gen. Haig and subscribe to Financial Intelligence Report.

They turn to us because of our unique brain trust.

Financial Intelligence Report is edited each month by a team of analysts and experts led by its publisher, Christopher Ruddy.

Ruddy, a graduate of the London School of Economics, serves on the board of the prestigious Financial Publisher's Association, and has been a noted commentator and author.

Ruddy and the FIR team, in turn, speak with some of the great financial minds to give our readers the other side of the story — beyond the media spin.

Our FIR team and contributors includes:

• David Frazier, an investment securities industry expert who brings to the table more than 20-years experience in the financial markets. He's worked for several top firms, including Dun & Bradstreet and Investor's Business Daily.
• Jarret Wollstein, a much in-demand speaker and author on financial and privacy issues. Jarret's books have sold millions of copies.
• Axel Merk, president of Merk Investments, an independent investment adviser focused on growth, value, gold, and cash strategies.
• Etienne "Hans" Parisis, a Belgian-born bank economist who has advised global billionaires and governments on the financial markets and international investments. Hans is based in Panama City, Panama.

This is just a part of our team. Our approach is not to rely on insular opinions about the markets, but to seek out the best and brightest, globally.

That's why each month Financial Intelligence Report is filled with unique insights from global investors such as commodities expert Jim Rogers . . . billionaire Warren Buffett . . . legendary investor Sir John Templeton . . . UCLA economist Edward Leamer . . . and Wharton School expert Jeremy Siegel.

Make sure you don't miss an issue — go here now.

Most investment newsletters providing this type of incisive coverage typically cost $200 to $800 a year. Some cost well over $1,000.

So how much does Financial Intelligence Report cost?

Typically, FIR costs just $199 for a one-year subscription. But today we have an even better offer for you!

Get Up To 5 FREE Special Bonus Reports. A No-Risk, Limited-Time Offer

For a limited time only you can sign up for a one-year subscription to FIR at the special introductory price of just $99 (12 monthly issues). You save over 50% off the regular price of $199, plus receive five FREE bonus reports.

Your FIR subscription is completely risk-free. If for any reason you don't like the service, just let me know and you'll get the full, unused portion of your subscription returned to you! No questions asked.

If you sign up for two years at the absolute discount rate of $179 — you'll save $219 off the regular rate, PLUS you'll get all five Special Bonus Reports — a $200 value — absolutely free, including:

	Bonus #1: “Invest Like Harvard for 20%+ Annual Returns” — Value $49 Value Learn how Harvard portfolio managers have made 21% annual returns for over 15 years, — the four crucial steps in Harvard's investment program, — how Harvard managers now allocate their money between stocks, bonds, real estate, commodities and other investments, — important lessons all investors can learn from Harvard, — an exclusive interview with Wharton School professor, Jeremy Siegal on the Baby Boomer Crisis, plus — our latest portfolio review.
	Bonus #2: “Investment Secrets of Soros” — Value $49 Billionaire George Soros is one of the most successful investors ever. Learn his secrets in this exclusive Newsmax report, including — how diversification in a handful of companies can produces huge profits, — tremendous new opportunities in the health care industry, — how far real estate is likely to fall, and — what's next for the dollar.
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	Bonus #4: “Oil: The Critical Key to the World Economy” — Value $49 When oil hovered at $30 per barrel last year, this report predicted the oil price spike to $60 per barrel. It’s been dead-on with its predictions, and you can find out how to make a bonanza in the oil sector. This is a critical, must-read report for every investor!
	Bonus #5: “The Baby Boom Crisis: Prepare Before It’s Too Late” — Value $49 This special report details the looming tidal wave coming from retiring baby boomers. We detail how to protect your assets and what sectors will rise dramatically in the next few years. This will change your whole investment outlook and strategy!
	Special Quick-Reply Bonus Report: — Value $49 Let me hear from you in the next seven days and I will rush you an additional bonus report, "Warren Buffett’s Eight Great Investment Plays." Learn what the future holds in the eyes of this great investment visionary, revealing which companies he feels will be the dominant players in the next ten years.

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A Global Intelligence Report
That Protects You

These timely and cutting edge Special Reports are just a few examples of the important financial information you receive every month in Financial Intelligence Report.

At just $99 a year, Financial Intelligence Report is a tremendous value. Just a single recommendation from one issue or any of these valuable special reports could easily earn you 100 times the cost of the subscription.

And remember, you may cancel whenever you like with no risk or obligation. Whatever you decide, you can keep the bonus reports as a gift. It’s my way of saying “thank you” for giving FIR a try. So what are you waiting for?

I look forward to personally welcoming you aboard. Join now!

Sincerely yours,

Christopher Ruddy
Publisher
Financial Intelligence Report

P.S. Remember, this is a limited-time, no-risk offer. Start your subscription today to Financial Intelligence Report at our special discounted rate. Act now and get your FREE bonus reports — including Invest Like Harvard For 20%+ Annual Returns.