What a wise man does in the beginning, the fool does in the end.

Warren Buffett preaches it, and Financial Intelligence Report readers regularly invest and profit by it.

Explained in simpler and current terms, that brilliant statement boils down to: If you didnt act on early signs of opportunities from commodities, global markets, a falling U.S. dollar, biotechnology or the Dow Jones historical rise to 12,000 and beyond and instead jumped in foolishly late, youre probably a few dollars short today.

In a recent Barrons article, Kenneth Safian, head of Safian Investment Research, wrote: "Distortions that have developed in the economy and the market over the past 50 years have created wide disparities in the performance of various industry sectors  and opportunities for investors to prosper as some actually rally."

FIR believes that these distortions (like deceptively low inflation numbers reported by the Fed) and disparities will make investing over the next few years even more difficult for laymen. Many will continue to listen to and heed the advice of financial analysts and commentators who are quick to declare the next big thing.

As a result, theyll find themselves hopping aimlessly from one short-lived boom to another. We dont blame them, really, considering some investors have seen their equity stock portfolios halved in the past decade and are forced to seek double-digit gains to maintain their standard of living.

Unfortunately, most people lack the patience to stick it out and the knack and knowledge for analyzing sectors. As far as we see it, this is one of the biggest keys to making money moving forward.

Portfolios churning out the biggest bangs in the months to come  like those of FIR subscribers  will consist of long-term, trend-following niche stocks, mutual funds and ETFs. Those dominated by picks of the week, will be continually challenged by a climate we see as an economic and market disaster waiting to happen.

Despite raking in the profits, we remain in a defensive posture. FIR believes the market as a whole will continue to go either sideways or down. The U.S. appears to be on the lip of another recession with catalysts that include energy prices, rising inflation, a declining U.S. dollar, a significant downturn in the housing market and Washington's inability to engage in fiscal discipline and control the federal budget and its related deficit.

At FIR, were already positioned to protect our portfolio for a possible recession or severe slowdown and subsequent bailing out of domestic equities by investors. Our holdings in commodities, the global arena, health care and biotech and staple dividend-payers are also providing market-beating profits.

At FIR, weve held and continue to hold positions in many of the above sectors and profited handsomely from each long before the herd caught wind and bogged down the bandwagons. For example:

Vanguard Precious Metals (VGPMX) +66.9% since April 1, 2005
If you crawled out from your cave six months ago, and invested in this commodities fund then, youd be down 2%!

Franklin Mutual European (TEMIX) +44.6% since June 1, 2004
Templeton Intl Emerging (TEGEX) +48.1% since June 1, 2004
Templeton Global Opportunities (TEGOX) +40.6% since June 1, 2004
If you decided to buy any of the three funds above way late in the global game when it hit a new 2006 high in mid-May 2006, then lost your nerve and patience when it sank to YTD lows the following month, you would have experienced a quick 12% loss!

Singapore Fund (SGF) +50.5% since April 1, 2005
iShares MSCI Singapore +50.5% since April 1, 2005

Celgene Corp. (CELG) +95.5% since Sept. 1, 2005
Amex Biotech Index (BTK) +53.6% since Jan. 2, 2004

iShares DJ Select Dividend (DVY) +35.9% since Nov. 7, 2003
If you watched the Dow Jones Industrial Average as it surpassed 12,000 for the first time in history on Oct. 19 and bought a position after it rose safely from that point a few weeks later...its anyones guess where itll end up in 2007 should recession set in like we believe it will.

Making money for subscribers is our greatest reward. Spotting opportunities early on and exiting at the right point are the cornerstones of our philosophy...each separate the wise from foolish and wealthy from the middle-of-the-road.

Since the inception of the FIR portfolio in September 2003, weve outpaced the market with an overall rock-solid capital improvement of 35.1%. Gains on stocks that we advised in 2004 stand at 50.4%, while stocks bought in 2005 have risen by 20.4%.

Sign up for a risk-free trial subscription today and enjoy peace of mind as your portfolio shifts into overdrive.

Looking ahead to 2007 We plan on letting our winners ride and sticking to our previously determined sell points to ensure our profits dont dry up when the trends inevitably weaken.

The key to avoiding losses and staying on track to meet your goals is being proactive. We look forward, never behind...and are always leery of the herd. Well help you decide what to own, what not to own and when to sell what you currently own. Youll become intimately familiar with economic cycles and how they impact market sectors.

The best part of it all is that we do all the work for you. Your Financial Intelligence Report is a trusted source you can rely on. Sign up for a risk-free trial subscription today! Go here now.

After last weeks reports that manufacturing in the U.S. contracted for the first time since April 23, 2003, those werent holiday bells ringing. Many economists agreed that the Chicago PMI numbers rang the recessionary bells for the very first time, and the unexpected numbers from (the Institute of Supply Management) ISM confirm that the bell jiggled for the right reason.

As a result, the dollar fell sharply against other currencies, touching a fresh 20-month low vs. the euro and 14-year low vs. the British pound. Now, more than ever, the financial markets expect the Federal Reserve to begin aggressively cutting interest rates in the first half of 2007...a move that would trigger, not fight, inflation.

Thats the bad news. The good news is that FIR alerted subscribers of the decline of the dollar way back when and bought a position in Rydexs Currencyshares Euro Trust (FXE) in February, up nearly 12% since then.

Thats just the tip of the iceberg with respect to currency-driven profit opportunities. At the end of March, nine dedicated currency funds were on the market for retail investors, and that has already jumped to 15.

From March 31 through last week, mid-day Thursday, the U.S. dollar's value has fallen 8.5% against the euro. Since the dollar hit its all-time high in October 2000, it has lost 38% of its value to the euro. So what's different about this latest plunge?

Big institutional investors have historically led sell-offs in currency markets. This time retail investors are playing a bigger role. In an expanding global marketplace, they're realizing it can be risky tying a portfolio too heavily to one currency. Although still a tiny sliver of the $10 trillion-plus mutual fund marketplace, assets of pure currency open-end mutual-funds and ETFs rose to $1.4 billion heading into November. That was up from slightly more than $700 million six months earlier, according to Lipper.

Were currently eying an open-ended currency mutual fund, up 9.06% year-to-date. It has a heavier emphasis on Asian currencies and doesn't hold gold. About 46% of its assets invest in Asia. A big chunk of that, around 19%, is tied up in the yen. European currencies account for another 31% of the fund's holdings. Most of that portion of the portfolio is devoted to non-euro currencies.

Currency investments are the smart investment now specifically because the dollar is sinking. Join us now and let us navigate the complicated world of currencies for you. Weve got a great track record!

Join FIR today and get a list of all our profitable currency trades and which ones to buy now. Sign up today.

Unlike most other financial newsletters, with Financial Intelligent Report, there is no hype. There are no absurd claims.

It's just thoroughly researched, accurate information, reasonable projections and excellent investment advice from some of the best financial minds in the country.

And rather than narrowly focus on just a few investments the way most financial newsletters do, FIR covers it all: stocks, bonds, munis, options, commodities, and precious metals.

Financial Intelligent Report is edited by premier investor John Browne and the brilliant financial and political analyst Jarret Wollstein. In FIR, you will also find exclusive articles and interviews with the world's top financial authorities, including commodities expert Jim Rogers . . . billionaire Warren Buffett . . . John Templeton, and Wharton School maven Jeremy Siegal.

Make sure you don't miss an issue  go here now.

Most investment newsletters providing this type of incisive coverage typically cost $200 to $800 a year. Some cost well over $1,000.

So how much does Financial Intelligent Report cost?

Typically, FIR costs just $199 for a one-year subscription. But today we have an even better offer for you!

For a limited time only you can sign up for a one-year subscription to FIR at the special introductory price of just $99 (12 monthly issues). You save over 50% off the regular price of $199, plus receive five FREE bonus reports.

Your FIR subscription is completely risk-free. If for any reason you don't like the service, just let me know and you'll get the full, unused portion of your subscription returned to you! No questions asked.

If you sign up for two years at the absolute discount rate of $179 - you'll save $219 off the regular rate, PLUS you'll get all five Special Bonus Reports - a $245 value - absolutely free, including:

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A Global Intelligence Report That Protects You

These timely and cutting edge Special Reports are just a few examples of the important financial information you receive every month in Financial Intelligence Report.

At just $99 a year, Financial Intelligence Report is a tremendous value. Just a single recommendation from one issue or any of these valuable special reports could easily earn you 100 times the cost of the subscription.

And remember, you may cancel whenever you like with no risk or obligation. Whatever you decide, you can keep the bonus reports as a gift. Its my way of saying thank you for giving FIR a try. So what are you waiting for?

I look forward to personally welcoming you aboard. Join now!
 

Sincerely yours,

Christopher Ruddy
Publisher
Financial Intelligence Report

P.S. Remember, this is a limited-time, no-risk offer. Start your subscription today to Financial Intelligence Report at our special discounted rate. Act now and get your FREE bonus reports.

Go here to order now!

P.P.S. Let me hear from you in the next seven days and I will also rush you the special bonus report, "The Dangerous Dollar: Protecting Your Wealth By Investing Abroad.