How to Find, Keep,
and Grow Your Money

Dear Investor:

Even in the midst of a recession, the paychecks of most Americans rank us among the wealthiest people on earth.

Yet most of us never accumulate any substantial wealth, and even worse, are just one or two paychecks away from financial disaster.

Shockingly, even the vast majority of households with incomes of more than $100,000 a year have little accumulated wealth!

The explanation for this apparent paradox is simple: Most of us have forgotten the virtues of savings and frugality that have made the United States the envy of the world.

To become wealthy and secure, most of us don't need to increase our income; instead, we need to learn how to manage the money we have better.

If you want to become truly wealthy and secure (and who doesn't?) Newsmax's new, monthly Franklin Prosperity Report is the perfect newsletter for you.

The monthly newsletter's clear, simple language will teach you dozens of practical steps you can take to manage your income better, cut your expenses, plan your finances, and live within your means.

The payoff: Just by changing your habits, you can become truly wealthy and never have to worry about how you are going to pay your bills or what happens if you get laid off.

The Millionaire Next Door
This Runaway Best-Seller is Yours FREE for the Asking

The first step in becoming wealthy and financially secure is to realize that most of what everyone "knows" about the rich is dead wrong. As you'll learn in The Millionaire Next Door:

• Most of the wealthy don't drive expensive cars, wear expensive clothes, or spend lots of money on expensive meals or vacations.
• Most of the wealthy did not inherit their money.
• Most of the wealthy work very hard.
• Most wealthy people are not unusually talented, brilliant, or beautiful.
• Most of the wealthy live in middle-class neighborhoods but have at least six times the accumulated wealth of their neighbors.

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So how did the wealthy accumulate their fortunes? The Millionaire Next Door explains step-by-step, in clear language that anyone can follow. As the authors explain:

"Affluent people typically follow a lifestyle conducive to accumulating money," including . . .

1. They live well below their means.
2. They allocate their time, energy, and money efficiently, in ways conducive to building wealth.
3. They believe that financial independence is more important than displaying high social status.
4. Their parents did not provide economic outpatient care.
5. Their adult children are economically self-sufficient.
6. They are proficient in targeting market opportunities.
7. They choose the right occupation.

More Than a Study of the Wealthy,
The Millionaire Next Door is a Step-By-Step
Guide to Becoming Wealthy

As the recession forces millions of Americans to reevaluate their spending and priorities, there is no better guide to frugality, prudence, and intelligent living than The Millionaire Next Door.

Here is just some of what you will learn in this wonderful book:

• The crucial difference between looking wealthy and actually being wealthy.
• UAWs vs. PAWs: Under-Accumulators of Wealth vs. Prodigious Accumulators of Wealth.
• How much you should have in savings at different stages of your life.
• Why a high-maintenance spouse could be your worst financial enemy — and how to graciously get them to change their ways.
• How millionaires with mundane businesses accumulate their wealth.
• Why you must keep track of your spending if you hope to become wealthy.
• How to set daily, weekly, monthly, annual, and lifetime financial goals.
• Learning to delay gratification.
• The crucial importance of buying goods that keep their value year after year, such as reasonably priced homes.
• Ordinary cars; extraordinary wealth. The surprising cars most of the wealthy own.
• Why showering your children with riches could condemn them to poverty.
• Using credit wisely: Why you should just pay cash or do without nine out of 10 times.

Virtually every page of The Millionaire Next Door is brimming with important life lessons, which we all should learn and heed. This book is simply must reading for anyone serious about becoming wealthy and financially secure.

Go here now for your FREE copy of The Millionaire Next Door and three FREE issues of the Franklin Prosperity Report.

The Franklin Prosperity Report:
Your Monthly Guide to What Financial Success Is

The Millionaire Next Door is a great way to get on the path to true wealth, but it just scratches the surface of the hundreds of ways to cut your expenses, pinch pennies, and in general follow in the footsteps of America's most frugal founding father, Benjamin Franklin.

In fact, Franklin's book "Way to Wealth" is considered the ultimate classic work on how to become rich in America. Billionaires have cited this book as offering the advice and principles that have helped make them wealthy.

Now you can get Franklin's "Way to Wealth" — a $10 value, FREE with the The Millionaire Next Door!

PLUS: we'll send you the first report worth $25 entitled "24 Tax Tips That Can Save You $10,000 or More!"

As Benjamin Franklin said, "A penny saved is a penny earned," and The Franklin Prosperity Report brings that lesson home every month.

For example, in our special "24 Tax Tips" report, you will learn . . .

• how to lower your property taxes . . . how to slash your state withholding taxes . . . tax-free unemployment benefits . . . how to give your kids a computer tax-free . . . avoiding a common pitfall in taking stock losses that could cause your taxes to soar . . . new green write-offs that could save you thousands . . . how to get a refund for business tax losses up to six years ago . . . why filing electronically causes your audit risk to soar . . . and much more.

  A single one of these little-known tax tips could save you 20 times the cost of a subscription to The Franklin Prosperity Report.

  Each month The Franklin Prosperity Report is chock full of money making and money saving ideas.

  The editors of The Franklin Prosperity Report scour information from the world's best experts to find out how you can make more money.

  For example, just one edition of the Report includes such golden nuggets as:

• An easy way to check out charities . . . plus great local charities most people forget about.
• Secrets of withdrawing money from your IRA without penalty
  . . . including a great tip for buying or building your first house.
• How to cut your business postal expenses by up to 40%.
• How to get an interest-free loan for debt relief.
• Five reasons to skip retail credit.
• Important tips for buying long-term care insurance.
• How to avoid getting ripped off for auto repairs.
• How to slash your mortgage payments without unpleasant surprises in a few years.

All of this terrific information is in just one issue of The Franklin Prosperity Report!

Each issue could save you thousands of dollars.

And Remember: this offer is RISK FREE: you get the first 3 issues absolutely free at no charge!

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Three FREE Issues of The Franklin Prosperity Report . . .

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